Susan

I’m going to kick things off with a bit of Credit 101. Your credit score is a little like a financial report card, summing up how well you handle your money, especially when it comes to borrowing and repaying debt. This magic number can open doors to new opportunities, like getting approved for a loan … Read more

Your credit score is a clear-cut numerical representation of your creditworthiness. It’s a critical factor that banks and lenders use to decide whether to grant you loans or credit. Simply put, a good credit score can open doors, while a poor one can slam them shut. A poor credit score can arise from a myriad … Read more

I’m here to help you with a quick primer on what credit is and why it matters. A credit score is a numerical representation of your creditworthiness. It’s basically a grade for how responsibly you handle money and debt. Credit reports, on the other hand, are like your financial report card; they detail your credit … Read more

If you’re looking at a credit score that’s taken a hit, don’t worry too much about it. I’m here to help you with the first steps on the path to financial recovery. Now, rebuilding credit isn’t just about getting back to where you were, it’s also about learning and adopting financial habits that will benefit … Read more

I’m going to kick things off with the basics. A secured credit card is like a stepping stone – it’s a financial tool designed for those who are working on building or rebuilding their credit. Now, what makes it ‘secured’ is the cash deposit you’ll make when you set up the account, which typically becomes … Read more

If you’re on a mission to get your credit back on track, knowing where to start is key. Let me help you understand the ins and outs of credit scores and their impact on your financial health. A good credit score is like a backstage pass to better loan rates, housing opportunities, and sometimes even … Read more